Services

INCOME TAX PLANNING [Working directly with your CPA]

• Review current planning effort
• Evaluate and recommend alternatives
• Focus on reducing taxes, increasing cash flow
• Coordinate with estate, investment, retirement and 
• business planning
• Implementation assistance

FRINGE BENEFIT PLANNING

• Review current benefits package
• Review savings and investment plans
• Analyze pension, retirement options
• Analyze/Audit life, health, disability policies
• Maximize benefits to owners/key employees
• Determine cost effective strategies to protect estate
• Coordinate with income tax, estate, insurance, retirement and business planning
• Implementation assistance

INVESTMENT PLANNING

• Analyze existing portfolios, sectors and weightings
• Determine objectives and risk tolerance
• Analyze/evaluate investment opportunities
• Asset allocation/tax efficiency
• Monitor performance
• Coordinate with estate, income, retirement and business planning
• Risk reduction services
• Implementation assistance

RETIREMENT PLANNING

• Analyze current retirement plans and means
• Discuss goals, lifestyle, time line
• Review, analyze resources
• Review, recommend distribution techniques for qualified plans
• Coordinate with estate, investment, insurance and business planning
• Implementation assistance

BUSINESS CONTINUITY PLANNING

• Clarify goals, review current plan
• Review/recommend appropriate business structure
• Review/recommend business agreement strategies
• Identify fringe benefit opportunities/gaps
• Coordinate with other advisors
• Coordinate with estate, income tax, investment and
• retirement planning
• Implementation assistance

ESTATE PLANNING

• Charitable/Philanthropic planning
• Document review/recommendations
• Estate Tax calculations/projections/analysis
• Cash flow analysis
• Coordinate with other advisors
• Coordinate with investment, retirement and business planning
• Implementation assistance

INSURANCE PLANNING

• Review, analyze existing insurance contracts
• Analyze, review current personal and business insurance needs
• Coordinate insurance ownership, beneficiaries for tax efficiency
• Implementation assistance

IMPLEMENTATION

• Work with client attorney or recommend attorney for legal documents
• Review new documents
• Recommend appropriate insurance, annuity and investment products

REVIEW AND SERVICE

• Monthly/Annual Reporting
• Strategic Review
• Ongoing Service